IBA wishes to make the non-financial aspects of its activities public in a transparent and detailed manner. In this report we present our approach to Corporate Social Responsibility (CSR) and the results of the related policies for 2017.

This document meets the requirements of European Directive 2014/95/EU as regards disclosure of non-financial and diversity information.

We would like to make it clear that this report only concerns our approach to sustainable development. It is a supplement to our 2017 Annual Report, which details the evolution of our business and financial activities as well as our governance and risk identification practices. The reports should therefore be read in conjunction with each other for an overall understanding of our business.

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